What are Property Taxes?
Property taxes are the primary source of revenue for municipal operations and local services. In North Kawartha, property taxes help pay for things like fire & emergency services, road maintenance and snow removal, parks, facility maintenance, libraries, waste collection, and more, as well as County and Education obligations
How Are Taxes Calculated?
The amount you owe each year is based on two things:
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Assessment value – the assessed value of your property, as determined by the Municipal Property Assessment Corporation (MPAC).
- Tax rates – a tax rate set by Township Council (for municipal portion), the County, and the Province (for education). Once budgets are approved, the applicable rates are multiplied by your property’s assessed value to derive your annual tax amount.
Assessment Overview
MPAC is responsible for assessing your property. Assessments are updated periodically (e.g. in four-year cycles) so that values reflect current market conditions.
If you don’t agree with your assessment or how your property is classified, you can file a Request for Reconsideration with MPAC.
Tax Bill & Installments
North Kawartha issues interim and final tax bills each year.
The interim bill is based on approximately 50% of the previous year’s taxes, while the final bill reflects the total amount owing after the current year’s tax rates are applied, minus any interim payments.
Each bill is issued in two installments, with due dates provided on your tax notice. This approach helps residents manage payments over the year while ensuring municipal revenues are collected to fund essential services.
Supplementary Taxes
A supplementary tax bill may be issued in addition to your regular tax bills if there are changes to your property during the year. This could include:
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new construction or building additions
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renovations that change the assessed value
- changes in land use or property classification
If you get a supplementary tax notice, it reflects those mid-year changes and is separate from, not a replacement of, your regular property tax bills.
Virtual Town Hall
Virtual Town Hall (VTH) is a new online portal available to residents 24/7 that allows you to:
- View your property tax account and payment history
- View general receivables
- Update your mailing address and contact information
- Sign up for electronic billing/customize paperless notifications
- View copies of electronic bills
- And coming soon: make property tax and general receivable payments
VTH also includes a property search function that provides easy access to public assessment information for the current and prior year (no account required).
Need Help?
For further assistance with your property taxes, contact the Finance Department at the Township of North Kawartha or visit our taxation webpage for more information.